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Why my debit card cannot use in shopping but I can withdraw money from ATM?

Why my debit card cannot use in shopping but I can withdraw money from ATM?

ATM Card cum Debit Card

In today's banking systems, every bank provides the facility of Debit Cards cum ATM Card through which you can withdraw cash from the ATM Machine and also use the Same cards for the Online Shopping Payments/ POS on Shops, etc.

There was a time when POS payments were not that popular and banks only issued ATM cards through which you can only withdraw the money in the form of Cash. The Old Cards have black-lined chipset available on the backside through which the ATM machine finds the details of users through bank server but with time, some fraud people start using the cloning of such cards and took so much of amounts from the people's bank accounts.

Then the government comes with the cards including the Encrypted Chipset which is hard to clone. These cards are using by people to withdraw Cash and also using in Online Shopping.

So, the conclusion is: If you are not able to do both works of ATM Card (Cash withdrawal & Online Shopping) then please visit your bank branch and request for the Latest VISA/Master Card/Rupay Card. The bank will charge some annual fees for this but you can easily do the multiple works from one card.

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